Creamy, comforting, and irresistibly nostalgic, Banana Pudding is a Southern-inspired classic that brings people together. With layers of vanilla wafers, ripe bananas, and a rich, velvety pudding made from cream cheese, sweetened condensed milk, and whipped topping, this no-bake dessert is perfect for holidays, potlucks, or cozy family nights.
Quick Benefits
- No baking required: Perfect for hot days or quick prep.
- Make-ahead friendly: Gets even better as it chills and sets.
- Great for gatherings: Feeds a crowd and travels well.
- Kid-approved: A dessert the whole family will love.
- Simple ingredients: No fancy equipment or hard-to-find items needed.
Essential Ingredients
- 1 (11 oz) box Vanilla Wafers – classic crunch and layering
- 4 to 6 ripe bananas, sliced – naturally sweet and soft
- 2 cups milk – base for the pudding
- 1 (5 oz) box Instant French Vanilla pudding mix – rich, silky texture
- 1 (8 oz) package cream cheese, room temperature – adds richness and tang
- 1 (14 oz) can sweetened condensed milk – for sweetness and depth
- 1 (12 oz) container whipped topping, thawed – makes it light and fluffy

Preparation Steps
- Layer the Base: Arrange half of the vanilla wafers in the bottom of a 9×13-inch dish. Add a layer of banana slices on top.
- Make the Pudding: In a medium bowl, blend milk and pudding mix using a hand mixer until smooth.
- Creamy Mixture: In a separate large bowl, beat cream cheese and sweetened condensed milk until silky smooth.
- Fold in Topping: Gently fold the whipped topping into the cream cheese mixture until well combined.
- Combine Mixtures: Fold the pudding into the cream cheese mixture for a uniform, fluffy pudding.
- Assemble the Dish: Pour the mixture over the bananas and wafers in the dish, smoothing it out.
- Final Layer: Top with the remaining vanilla wafers.
- Chill: Cover and refrigerate for at least 1 hour (longer is even better).
- Serve chilled and enjoy the layers of creamy, banana-filled goodness!
Health Benefits
While Banana Pudding is a sweet treat, it does have some redeeming qualities:
- Bananas provide potassium, fiber, and natural sweetness.
- Dairy elements like cream cheese and milk offer calcium and protein.
- You can lighten it up with low-fat or sugar-free alternatives if preferred.
Just be mindful of portion sizes—it’s rich, so a little goes a long way.
Serving Suggestions
- Serve chilled in individual dessert bowls or trifle glasses for a pretty layered look.
- Top with extra bananas or crushed wafers for added texture.
- Pair it with iced tea, lemonade, or coffee for the perfect dessert companion.
- Ideal for birthdays, BBQs, church dinners, or holiday gatherings.
Creative Variations
- Layer it in a trifle bowl for visual impact at parties.
- Add a dash of cinnamon or nutmeg to the cream mixture for a warm spice note.
- Swap vanilla wafers for graham crackers or shortbread cookies.
- For a chocolate twist, add a drizzle of chocolate syrup or mini chocolate chips between layers.
- Try adding chopped nuts (like pecans) for a bit of crunch.
Storage Tips
- Refrigerate covered for up to 3 days.
- Best consumed within 24–48 hours for optimal texture (bananas may brown over time).
- Do not freeze – it may alter the texture of the pudding and bananas.
Pro Tips
- Use ripe but firm bananas – they’ll hold up better without becoming mushy.
- Let the pudding set for several hours or overnight for the best flavor blend.
- Want extra crunch? Add the top wafer layer just before serving.
- Slice bananas last and assemble quickly to prevent browning.
Frequently Asked Questions
Can I make banana pudding a day ahead?
Yes! In fact, it tastes even better the next day after chilling overnight.
What’s the best type of banana to use?
Ripe bananas with a few brown spots offer the most flavor, but avoid overly soft ones.
Can I use homemade pudding instead of instant?
Absolutely! Just make sure it’s thick and chilled before mixing in.
How do I prevent bananas from turning brown?
Toss slices in a little lemon juice before layering, or cover them quickly with pudding.
Is it possible to make a lighter version?
Yes! Use low-fat cream cheese, light whipped topping, and sugar-free pudding.

Banana Pudding Recipe
Banana Pudding is a creamy, dreamy, no-bake dessert layered with vanilla wafers, ripe bananas, and a luscious pudding mixture made with cream cheese, sweetened condensed milk, and whipped topping. It’s a beloved classic that’s perfect for potlucks, family gatherings, and holidays. This chilled dessert is easy to make, crowd-pleasing, and full of nostalgic flavor.
- Total Time: 1 hour 20 minutes (includes chilling time)
Ingredients
1 (11 oz) box Vanilla Wafers
4 to 6 bananas, sliced
2 cups milk
1 (5 oz) box Instant French Vanilla pudding
1 (8 oz) package cream cheese, at room temperature
1 (14 oz) can sweetened condensed milk
1 (12 oz) container frozen whipped topping, thawed
Instructions
Start by arranging half of the vanilla wafers evenly on the bottom of a 9×13 inch dish. Then, layer the sliced bananas over these wafers.
In a medium bowl, take your hand mixer and blend together the milk and the instant French Vanilla pudding mix until it is smooth and creamy.
Next, in a large bowl, beat the cream cheese and the sweetened condensed milk until they are lovely and smooth using your hand mixer. Once combined, fold in the thawed whipped topping until everything is well mixed.
Gently fold the pudding mixture into the cream cheese mixture until it is fully incorporated; this step is crucial for that creamy texture.
Now, pour the pudding mixture over the layers of bananas and wafers in your dish, spreading it out evenly to cover everything beautifully.
To finish, top the pudding layer with the remaining vanilla wafers, creating a beautiful topping.
Cover the dish with plastic wrap and pop it in the refrigerator for at least 1 hour, or until the pudding is set.
Serve chilled and enjoy the creamy goodness!
- Prep Time: 20 minutes
- Cook Time: no baking required
- Category: Dessert
- Cuisine: American
Nutrition
- Serving Size: 12 servings
- Calories: ~350 per serving (estimated; may vary by ingredients and portion size)